Checking Accounts

share draft (checking) accounts

Why pay for checking? It could be free and pay dividends!
That's right. Our share draft (checking) accounts are the best deal around. Check the following benefits out:

  • No minimum balance

  • No monthly service or maintenance fees

  • No per check charges

  • No limit of checks written

  • No up charge on checks ordered (most places do charge and never tell you about it)

  • We PAY dividends on the average daily balance

  • We offer a free ATM card (allowing 4 free transactions per month)

  • Free direct deposit

  • Overdraft protection available (with approved credit)

visa check card

Maximize the purchasing power of your checking account with a Visa Debit Card, the card that works like a check. It is convenient and easy to use. Just present your card to the merchant, sign the receipt and go. There's no need to enter your PIN number. At gas stations, grocery stores, and dry cleaners, just select "credit" on the keypad and sign your receipt. The money is still deducted from your checking account. For locations where a PIN is required, simply enter it after you insert your card. This card can be used to make purchases, for travel, for entertainment, or use it as an ATM Card to withdraw cash from your checking account anywhere the Visa symbol is displayed. Retail purchases may be debit (pin) or credit (signature) based transactions. Either way, your purchase is deducted directly from your checking account. The Visa Debit Card is not a credit card so there will be no finance charges.