Nucor Employee's Credit Union | Savings
Savings accounts

Save for Almost Anything.

Save for planned expenses, long-term goals, retirement, or the unexpected. Nucor Employee's Credit Union offers flexible savings options that make it easier to set money aside and let your balance grow.

Special Share Savings Set aside money for a goal or future expense
Share Certificates Earn dividends on funds held for a term
IRA Shares Build retirement savings with flexible deposits
Goal-based savings

Special Share Savings Accounts

Open a separate savings account for a specific purpose, then build it automatically through payroll deduction. It is an easy way to prepare for expenses before they arrive.

Save a little at a time.

For example, you can divide an annual insurance premium into smaller weekly amounts and direct that amount into a Special Share Savings Account. Your balance builds gradually, earns dividends, and is ready when the bill is due.

The same approach can work for nearly any planned expense or personal goal.

  • Vacation or travel
  • Holiday spending
  • Vehicle insurance
  • Homeowners insurance
  • Home improvement project
  • Education expenses
  • Wedding or major event
  • Emergency savings
  • Future home down payment
More ways to save

Savings options for your plans.

Choose an account that fits the purpose of your money—whether you are saving for a fixed term, the holiday season, or unexpected expenses.

Share Certificates

Set aside funds for a stated term and earn dividends on balances you do not need for day-to-day spending.

  • $1,000 minimum deposit.
  • Different maturity terms may be available.
  • Dividends are paid at maturity.
  • Early withdrawals may be subject to a penalty.
  • Jumbo certificates may offer higher dividends at times.
View current certificate rates →

Christmas Club Savings

Build holiday funds throughout the year so you can plan for gifts, travel, and seasonal expenses before December arrives.

  • Save gradually throughout the year.
  • Use payroll deduction or recurring deposits.
  • Keep holiday money separate from daily spending funds.
  • Plan ahead for a less stressful season.
Ask about Christmas Club Savings →

Emergency Fund Savings

Keep a separate reserve for life’s unplanned expenses, including vehicle repairs, home repairs, medical costs, or other unexpected needs.

  • Keep emergency funds separate from routine spending.
  • Use payroll deduction to build the balance gradually.
  • Prepare for unexpected expenses before they occur.
  • Earn dividends while your funds remain on deposit.
Ask about Emergency Fund Savings →
Retirement savings

IRA Shares

Individual Retirement Account shares can help you build long-term savings through flexible contribution options and potential tax advantages, depending on the type of IRA and your personal circumstances.

Plan for the future.

Choose the IRA option that best supports your retirement or education-savings goals. A qualified tax professional can help you understand the rules that apply to your situation.

Traditional IRA

Offers tax-deferred earnings. Depending on eligibility, contributions may be tax deductible, and certain withdrawals may qualify for exceptions to early-withdrawal penalties.

Roth IRA

May provide tax-free qualified withdrawals once applicable requirements are met. It may be useful for members who expect to be in a higher tax bracket in retirement.

Education IRA

A savings option intended for qualified higher-education expenses, subject to applicable IRS rules and eligibility requirements.

  • No minimum balance requirement.
  • No monthly fees.
  • Make lump-sum or recurring deposits.
  • Dividends compounded quarterly.

Tax rules, contribution limits, eligibility, and withdrawal consequences can change and depend on individual circumstances. Consult a qualified tax professional before making retirement or education-savings decisions.

Ready to start saving?

Contact Nucor Employee's Credit Union to set up payroll deduction, open a Special Share Savings Account, or ask about certificates and IRA shares.

Contact us

Savings products, dividend rates, terms, eligibility, payroll-deduction availability, certificate penalties, and IRA requirements are subject to applicable account agreements and credit-union policies. Dividend rates and Annual Percentage Yields are subject to change. Contact Nucor Employee's Credit Union for current rates, complete product details, and account disclosures.