Everyday Shares
Rates for regular share savings, IRA shares, and Share Draft checking.
| Account type | APY |
|---|---|
| $5–$999.99 | 0.05% |
| $1,000 and above | 0.20% |
| IRA Shares | 0.20% |
| Share Draft (Checking) | 0.05% |
Competitive Rates for Members
Explore current deposit, loan, and credit-card rates from Nucor Employee's Credit Union. Whether you are saving for the future or financing your next purchase, we are here to help you make the most of your membership.
12-Month Certificate
3.40%
APY
New Auto & Truck
4.49%–5.49%
APR
Used Auto & Truck
5.49%–6.49%
APR
Premium Visa Card
8.75%
APR
Savings
Deposit Rates
Deposit rates are expressed as Annual Percentage Yield (APY). Earn dividends on your savings and choose a certificate term that works for your goals.
Share Certificates
Set aside funds for a stated term and earn a competitive dividend rate.
| Term | APY |
|---|---|
| 6 Months | 1.40% |
| 12 Months | 3.40% |
Minimum certificate deposit: $1,000.
Borrowing
Loan Rates
Loan and credit-card rates are shown as Annual Percentage Rate (APR), unless otherwise noted. Use our calculators to estimate a payment.
| Loan type | Rate / APR |
|---|---|
| New Auto & Truck | 4.49%–5.49% |
| Used Auto & Truck | 5.49%–6.49% |
| New Boat, Motorcycle, & RV | 6.75% |
| Used Boat, Motorcycle, & RV | 8.75% |
| Share Loan | 10.00% |
| Certificate Loan | 2% over certificate |
| Classic Visa Credit Card | 12.75% |
| Premium Visa Credit Card | 8.75% |
| Personal / Signature | 18.00% |
| Overdraft Protection | 18.00% |
Rates are subject to change without notice. Loan rates, terms, and approval are based on creditworthiness and Nucor Employee's Credit Union underwriting requirements. APY = Annual Percentage Yield. APR = Annual Percentage Rate. Contact Nucor Employee's Credit Union for current rates, complete terms, and product details.