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From a new car or truck to a boat, vacation, home project, or everyday expenses, we offer affordable loans tailored to the needs of our members.
Your road, your rate. Get up-to-date pricing and facts about the vehicle you're considering, and use pre-approval to shop with confidence.
Apply before you shop so you know your budget and can negotiate the vehicle price separately.
| Dealers know you are a serious shopper. |
| Pre-approval can help you lock in a low interest rate. |
| You can see what your payments may be before shopping. |
| You only negotiate price with the dealer, not financing. |
Visit the loan calculator, then submit your application before you head to the dealership.
These loans support everyday borrowing needs, overdraft protection, and flexible member spending.
Loans for any reason, including overdraft protection with Share Draft checking.
| Personal / Signature | 18.00% |
| Overdraft Protection | 18.00% |
Use for purchases, travel, or emergencies with the convenience of the Visa network.
| Classic Visa Credit Card | 12.75% |
| Premium Visa Credit Card | 8.75% |
Borrow against savings, finance boats or motorcycles, or cover a wide variety of other member needs.
Borrow against funds on deposit or finance additional expenses like boats, appliances, computers, vacations, and Christmas.
| Share Loan | 10.00% |
| Certificate Loan | 2% over certificate |
| New Boat & Motorcycle | 6.75% |
| Used Boat & Motorcycle | 8.75% |
Help protect against unexpected repair costs after the factory warranty expires.
| Coverage levels | Three levels with deductible options |
| Best for | Members planning to keep vehicles longer |
| Includes | Covered parts and labor, subject to terms |
Designed to help if insurance settlement does not fully pay off your vehicle loan.
| What it does | Helps pay the difference between what you owe and what the vehicle is worth. |
| Down payment help | May include up to $1,000 toward a replacement vehicle where allowed. |
| Refund option | You can cancel within 90 days for a full refund. |
