Nucor Employee's Credit Union | Loans
Loans

Financing that moves with your life.

From the vehicle you have been looking for to a home project, vacation, or unexpected expense, Nucor Employee's Credit Union offers lending options designed around our members.

Nucor Employee's Credit Union lending options
New Auto & Truck 4.49%–5.49%
Used Auto & Truck 5.49%–6.49%
Personal / Signature 18.00%
Visa Credit Cards 8.75%–12.75%
Vehicle financing

Auto and truck loans

Get pre-approved before you start shopping. You will know your budget, have more confidence when you negotiate, and can focus on finding the right vehicle.

Why get pre-approved?

Starting with financing can simplify the entire vehicle-buying process.

  • Know your estimated payment and borrowing budget before shopping.
  • Show a dealer or seller that you are a prepared buyer.
  • Negotiate the vehicle price separately from financing.
  • Review your available loan terms before committing to a vehicle.
Private-party purchase option

More peace of mind when buying outside a major dealership.

Buying from a private seller, a small independent dealer, or an out-of-town seller? Members may use KeySavvy to help facilitate a more secure payment and title-transfer process, including for eligible sight-unseen vehicle purchases.

  • Helps verify buyer and seller identity and vehicle ownership.
  • Helps identify potential title, loan, or lien concerns.
  • Provides a structured payment and paperwork process.
  • Works with eligible Nucor Employee's Credit Union financing.
Learn about KeySavvy

KeySavvy is a third-party service. It may help facilitate payment and title transfer but does not guarantee vehicle condition. Members should review KeySavvy’s terms and fees, arrange an independent pre-purchase inspection, and complete appropriate due diligence before buying a vehicle.

Everyday borrowing

Personal and credit options

Flexible borrowing options for everyday needs, larger purchases, emergencies, and convenient access to credit when you need it.

Personal loans

Loans for a variety of personal needs, including optional overdraft protection with Share Draft checking.

Personal / Signature
18.00%
Overdraft Protection
18.00%

Visa credit cards

Convenient revolving credit for purchases, travel, emergencies, and everyday spending.

Classic Visa Credit Card
12.75%
Premium Visa Credit Card
8.75%
Additional lending

Other lending options

Borrow against savings, finance a recreational vehicle, or explore optional coverage designed to help with certain unexpected vehicle repair costs.

Share loans and other loans

Borrow against funds on deposit or finance qualifying purchases such as boats, appliances, computers, vacations, and more.

Share Loan
10.00%
Certificate Loan
2% over certificate
New Boat, Motorcycle, & RV
6.75%
Used Boat, Motorcycle, & RV
8.75%

Mechanical Repair Coverage

Optional coverage designed to help with covered repair costs after a factory warranty expires.

Coverage levels
Three options
Deductibles
Available options
Best for
Longer-term owners
Includes
Covered parts & labor*
Vehicle protection

Help protect your vehicle loan.

Optional protection products may help reduce certain out-of-pocket costs connected with a covered total loss or qualifying vehicle repair.

Guaranteed Asset Protection (GAP)

GAP is designed to help if an insurance settlement does not fully pay off your covered vehicle loan balance.

What it does
May help pay the difference between the covered loan balance and insurance settlement.
Replacement help
May include up to $1,000 toward a replacement vehicle where allowed.
Cancellation
You may cancel within 90 days for a full refund.

Rates, terms, approval, collateral requirements, and optional product eligibility are subject to change and credit-union underwriting requirements. APR = Annual Percentage Rate. Mechanical Repair Coverage and GAP benefits, limitations, exclusions, and eligibility requirements apply. Refer to the applicable agreement for complete details.